A lump-sum payment may be combined with a structured settlement in order to meet immediate expenses, such as medical bills, repayment of debts, rehabilitation costs, and the like.
STRUCTURED STATEMENT CASE EXAMPLES
PERSONAL INJURY SETTLEMENTS
A personal injury case is a civil case where someone who's been harmed files a lawsuit seeking compensation from the person believed responsible for the harm. Periodic payments from a structured settlement can help the recipient pay for medical expenses orother long-term costs.
Examples of Personal injury cases:
- Medical malpractice
- Workplace Accidents
- Defamation
- Products Liability
- Assault
- Wrongful deaths
- Pedestrian accidents
- Animal attacks such as dog bites
The most abundant type of personal injury are automobile accidents.Every year more than six million accidents are recorded.
HINT
Negligence must be proved in personal injury case
HOW TO WIN A PERSONAL INJURY CASE
When the individual wish to hold at-fault parties responsible for negligence must prove certain things in their personal injury claim.
- Collect evidence
- Mindful of what they say or do
- File the Injury case as soon as possible
- Get a medical professional on your side
- Choose attorney who is right for you
- Share all the information you have with attorney
- Ask yourself if you are ready to face the obstacles
WORKER'S COMPENSATION
Workers compensation means when employee suffers injuries or illness due to their job. they may be entitled to benefits through a special type of insurance from their employer. This state-mandated insurance program is known as workerscompensation, sometimes also called Workmans comp.More than 90 percent of all U.S. workers are covered by workers compensation laws.
EXAMPLE OF WORKER'S COMPENSATION
- Overexertion
- Slips and Falls
- Struck by an object
- Machinery Accidents
- Falling
- Workplace Violence
- Any other injury resulting in permanent disability or a disability affecting employment
HINT
Workers' compensation covers medical bills, lost wages and the cost of retraining and rehabilitation.
HOW TO WIN A WORKER'S COMPENSATION CASE
Anyone who has fallen as victim in workplace injury can make worker's compensation claim . Steps to win worker's compensation are as follows.
- File your claim quickly and accurately
- Understand the Workers Comp Benefits
- Visit the right Medical provider
- Evidence of intention
- Be careful of what you tell the doctors
- Consider changing Doctors
- Keep a detailed Medical and work record
- Be Prepared for Your Independent Medical Examinations
- Attend All Scheduled Legal Proceedings and Appointments
- Be Prepared for Your Independent Medical Examinations
MEDICAL MALPRACTICE
Most of the doctors are experienced but it is also possible for them harm the patients rather than curing When a patient becomes injured or dies after a doctor treats them, they or their surviving family members can sue and receive a structured settlement for medical malpractice.
EXAMPLE OF MEDICAL MALPRACTICE
- Unnecessary surgical procedures
- Surgical errors
- Early discharge from medical facility
- Failure to indentify symptoms
- Prescribing incorrect medicines
- No consideration of the patients medical history
- Misreading laboratory results
HINT
Medical negligence is the third leading cause of death
HOW TO WIN A MEDICAL MALPRACTICE CASE
If a doctor makes a mistake that endangers the health or well-being of a patient, they may be liable court of law.Steps to win a medical malpractice case are as follows.
- File case against the Doctor
- Proving medical Negligence
- Make sure you get paper evidence
- Using Hospital RecordsEffectively
- Understanding and reporting the breach of duty
- Notify the insurance company
- Experts Are Undeniably Important
WRONGFUL DEATH
If a person dies unnaturally, such as after a workplace injury or due to elder abuse, their family has a right to compensation for lost income and pain and suffering. Many times compensation takes the form of a structured settlement.
EXAMPLES OF WRONGFUL DEATH
- Accidental or intentional poisoning
- Elder abuse
- Workplace injuries leading to death
- Fatal car accidents
HINT
More than 190,000 people die each year as a result of wrongful death circumstances.
HOW TO WIN A WRONGFUL DEATH CASE
To file for a wrongful death lawsuit, you need to build a strong case for justice that helps to prove that your loved one was killed not by accident. Steps to win a wrongful death case are as follows.
- Proof of death
- Evidence of intention
- Proof of negligence
- Breach of duty of care
- Proof that surviving family members have suffered a loss of income or other losses that resulted from the victim's death
- Expenses for medical and funeral costs