1.Which is better?
(a)Structured settlement
(b)Lump-sum payment
(c)Converting structured to lump
(d)None of the above
: It totally depends on the victim’s perspective. The victim might have different problems, current assets, liabilities, etc. So, it is the victim who should over the useful or useless ones
2. Should minor structured settlements continue?
(a)Yes
(b)No
: Yes, it is important that they should be given equal right like how others are given. If not for the victim’s family, the law should take into account his/her education which will help him/her henceforth
3. How are the claimants being paid?
(a)Fair
(b)Not at all fair
: In a few cases, the claimants are lucky enough to demand for their personal injury. But, in a few, it is only the defendant who decides what should be paid when, where and how! So, the claimant’s fairness of being well paid cannot be determined. It is like; they are paid well, but not
4. Is online quoting safe?
(a)Yes
(b)No
: No, without any doubt
5. Online quoting is safe because,
(a)They are useful
(b)We get more discount
(c)Both
(d)None of the above
: Here, the point (b) has no meaning, just because discount is high doesn’t mean it is safe. This is one way of cheating innocents
6. Online quoting is not safe because,
(a)They cheat innocent people
(b)They provide fake discounts and pay low
(c)All the above
(d)None of the above
: As said earlier, blindly believing discount is foolishness and cheating innocents can be termed a sin
7. Will the court show bias between the personally injured and workers compensation?
(a)Yes
(b)No
(c)Maybe
: As far as the law is concerned, no such things have happened till date. Maybe, we can expect one or two in future. Maybe!
8. Will structured settlement settle our life?
(a)Yes
(b)No
(c)It depends on your decision in future
: It cannot be predicted. As lump-sum payments are concerned, it can only settle your current needs. With structured, if you spend wisely it may help you a few years, if you spend lavishly, it certainly goes out of hands
9. How useful is structured settlement from lump-sum-payment?
(a)10%
(b)33%
(c)67%
(d)80%
: Both are equally useful. But, four-fifth prefer structured to lump-sum payment because, it pays you every month till a required period of time. This is like; you are getting your monthly salary
10. Are the reasons for selling structured settlements true?
(a)Not true in half of the cases
(b)True in only a few
(c)Neutral
(d)None of the above
: Perhaps! Not necessary that you need to be truthful to get your money. Because the victim deserves receiving his money, he need not be truthful. The victim may demand to exchange the settlements for medical expense and can also buy a new flat.
11. Why people often prefer structured settlement rather than lump-sum-payment?
(a)It comes on a monthly basis
(b)Guaranteed cash every month over a period of time
(c)Easy to run the family
(d)Cash in hand
: All the options listed above are benefits for choosing structured settlements. Structured settlement gives us lots of profit than we expect
12.Reason for not choosing lump-sum-payments?
(a)Expense goes out of hands since it being a lump sum
(b)No guarantee for future
(c)Does not meet all required expense
(d)None of the above
: Though it gives us huge amount in one go, it is not helpful for a whole required time. Moreover, lump-sum payments are available less than the time of structured settlements